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⚑️Biometrics at Credit Unions

If you have walked into a credit union out of state lately, you may have hit a new hurdle. Before the teller lets you deposit cash, withdraw funds, or update account info, you are asked to enroll in IDCheck and scan your faceprint.

IDCheck is already active at 5,600 credit union branches nationwide. Any teller transaction out of state can require enrolling.

Credit unions rely on shared services networks. The biggest is Velera, formerly PSCU, and its Co Op network includes 30,000 plus ATMs and 5,600 shared branches. Fraud prevention is the excuse. The result is financial geo locking.

πŸͺ§ Read the full article on Substack

πŸ“² A Phone That Works for You: Open-Source Apps, No Trackers, Total Freedom

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πŸ“‘Finding a Private Knowledgebase That Works

I have been testing private PKM tools for years, trying to find something powerful without the usual privacy tradeoffs. My latest find is Anytype, and it has been working well for me so far.

What stands out is how it is built to work offline. You can use it without constant syncing, and you can even sync devices inside your local network without connecting to the outside world. It also asks for zero personal data. No email, no phone number, just an encryption key you get as a seed phrase.

The main drawback is storage for files. The base tier gives 100 MB for uploads, so images and attachments add up fast unless you pay. Also worth noting, Anytype is funded by VC firms, so keep your eyes open.

What are you using for your PKM?

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Read the full article on Substack

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