*An entire auditorium of parents stops to shut down a racist dad at a school board meeting in Michigan*

submitted by /u/pieisgiood876 to r/interestingasfuck [link] [comments]
[Read more...](https://www.reddit.com/r/interestingasfuck/comments/y7tcbi/an_entire_auditorium_of_parents_stops_to_shut/)

*Cursed Ford*

submitted by /u/SAinzv to r/cursedcomments [link] [comments]
[Read more...](https://www.reddit.com/r/cursedcomments/comments/y7wxyl/cursed_ford/)

*Alex Jones lost a $1 billion trial. Why is Infowars still streaming?*

submitted by /u/777fer to r/technology [link] [comments]
[Read more...](https://www.reddit.com/r/technology/comments/y7zeet/alex_jones_lost_a_1_billion_trial_why_is_infowars/)

*House Dem Says ‘Every Republican Should Be Asked’ About GOP Ploy to Cut Social Security — “This is Republicans’ own words and Americans need to hear them loud and clear,” said Democratic Rep. Bill Pascrell.*

submitted by /u/Picture-unrelated to r/politics [link] [comments]
[Read more...](https://www.reddit.com/r/politics/comments/y80bt7/house_dem_says_every_republican_should_be_asked/)

*Spider*

submitted by /u/But_a_Jape to r/funny [link] [comments]
[Read more...](https://www.reddit.com/r/funny/comments/y80o2a/spider/)

*7 Unexpected Uses for Mouthwash*

It can freshen your breath and your home. READ MORE...
[Read more...](https://www.apartmenttherapy.com/unexpected-ways-to-use-mouthwash-37171588?utm_source=RSS&utm_medium=feed&utm_campaign=Category/Channel:+main)

*Dear Penny: Does It Ever Make Sense to Refinance at a Higher Interest Rate?*

Dear Penny, We recently came into some money and would like to pay down some of our mortgage. But we have an FHA loan and the only option would be to refinance.  Since the rates are higher than ours and expected to rise, should we wait to refinance? I'm totally bummed that the mortgage cannot be recast. -A. Dear A., Refinancing makes sense when it can save you money over the life of the loan. Or sometimes, it’s a smart move when you have an adjustable-rate mortgage and you want to lock in the certainty of a fixed rate. But refinancing doesn’t make sense when you have a mortgage that’s lower than current rates. You’d not only be spending more on interest, but you’d also have to pay closing costs. According to Rocket Mortgage, you could expect to pay anywhere from 2% to 6% on your remaining principal. Have A Money Question? Senior editor Robin Hartill is a certified financial planner and the voice of Dear Penny. Write Dear Penny Have a tough money question? Dear Penny wants to help! Write Dear Penny for Practical money advice. Dear Penny Circle Form Name * Email * Message * If you are human, leave this field blank. SUBMIT For readers who aren’t familiar with the difference between recasting vs. refinancing a mortgage: Recasting allows you to lower your monthly payments by paying a lump sum of money toward your mortgage. It’s the same loan with the same principal, but the lender recalculates your monthly payments based on the reduced principal. When you refinance, you’re getting an entirely new loan, typically with the goal of lowering your interest rate or switching from an adjustable-rate mortgage to a fixed rate. Unfortunately, government-backed mortgages like FHA loans and VA loans don’t qualify for recasting, which is why as you point out, refinancing is the only option. You could still make a lump-sum payment and reduce your principal. You wouldn’t reduce your monthly payments, but at least your interest rate wouldn’t go up. Think about whether this money could be better spent on other financial goals. You could use it to bulk up your emergency fund or pay off other debts. Or you could use the current bear market as an opportunity to invest more. If your finances are in good shape, there’s also nothing wrong with using some of this money on a splurge. If your goal is to have more money each month, you could still use your windfall to accomplish that. You could keep the money in a high-yield savings account that’s separate from the rest of your money. Then you could set up automatic monthly transfers for the amount you’d hoped to save on refinancing. Obviously, that’s not as satisfying as knocking out a huge chunk of debt, but you’d more or less accomplish the same thing. Or perhaps nothing is the best thing to do right now. Often, when we get a significant sum of money, our impulse is to decide how to spend it immediately. But sometimes letting it marinate for a while until the right opportunity comes along is the wisest move. If you have more than $1,000 in your checking account, make these moves. Robin Hartill is a certified financial planner and a senior writer at The Penny Hoarder. Send your tricky money questions to AskPenny@thepennyhoarder.com. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
[Read more...](https://www.thepennyhoarder.com/home-buying/refinance-at-higher-interest-rate/?aff_id=178&aff_sub3=MainFeed__home-buying/refinance-at-higher-interest-rate/)

*If you could say one thing to your ex what would you say?*


[Read more...](https://reddit.com/r/AskMen/comments/y7i6wc/if_you_could_say_one_thing_to_your_ex_what_would)

*The 9 Best No Annual Fee Credit Cards of October 2022*


[Read more...](https://thepennyhoarder.com/credit/credit-cards/best-no-annual-fee-credit-cards?aff_id=178&aff_sub3=MainFeed__credit/credit-cards/best-no-annual-fee-credit-cards/)

*You are sentenced to death and the judge lets you pick whatever you want as your execution method, what do you pick?*


[Read more...](https://reddit.com/r/AskReddit/comments/y7t6d2/you_are_sentenced_to_death_and_the_judge_lets_you)

*Passive Income*


[Read more...](https://reddit.com/r/facepalm/comments/y7zxaj/passive_income)

*Small Maximalist Chicago Home With Gallery Walls | Apartment Therapy*


[Read more...](https://apartmenttherapy.com/small-maximalist-chicago-home-with-gallery-walls-37150491?utm_source=RSS&utm_medium=feed&utm_campaign=Category/Channel:+main)

*Mother of George Floyd’s daughter files $250M lawsuit against Kanye West for comments on his death*


[Read more...](https://reddit.com/r/news/comments/y7frdc/mother_of_george_floyds_daughter_files_250m)

*Netflix Stock Surges As Q3 Subscriber Gains, Blowout Earnings Help Re-Take Global Streaming Lead From Disney+*


[Read more...](https://thestreet.com/markets/netflix-stock-surges-as-q3-subscriber-gains-push-it-past-disney)

*Харчо*


[Read more...](https://lifehacker.ru/recipes/dish-type/xarcho)

*[Post Game Thread] The Golden State Warriors (1-0) defeat the Los Angeles Lakers (0-1), 123-109*

Box score: https://www.espn.com/nba/boxscore/_/gameId/401468017 submitted by /u/aweot to r/nba [link] [comments]
[Read more...](https://www.reddit.com/r/nba/comments/y7tnec/post_game_thread_the_golden_state_warriors_10/)

*Oakland, California*

submitted by /u/1esproc to r/ThatsInsane [link] [comments]
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