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๐ŸงฉXMONEY IS HERE: Your money, on the worldโ€™s most powerful network

๐• Money is rolling out to U.S. Premium and Premium+ subscribers starting today

With ๐• Money, you get:

โ€ข Free, instant transfers on ๐•
โ€ข Up to 6.00% APY
โ€ข 3% cashback on eligible purchases with the ๐• Card
โ€ข Early direct deposit โ€” up to two days before your normal payday
โ€ข Wires, checks, and free ATM withdrawals
โ€ข Fast, dedicated support when you need it.

Security is at the core of ๐• Money:

โ€ข Your Money account is secured with passkeys for safe and fast authentication
โ€ข Set custom limits and require authentication for the transactions you choose
โ€ข Every card transaction is protected by Visaโ€™s security and risk management capabilities
โ€ข FDIC insurance up to $10M through our Cash Sweep Program.

Deposit accounts are held at Cross River Bank, Member FDIC, and insured up to $250,000. Deposits are automatically enrolled in a cash sweep program, which provides up to $10M of aggregate FDIC pass-through deposit insurance coverage, across participating FDIC-insured network banks, subject to limits. Certain conditions must be satisfied for deposit insurance coverage to apply, see terms: money-support.x.com/en/i/faq#fdic-โ€ฆ. X Payments LLC is not an FDIC-insured bank. Deposit insurance only covers the failure of an insured bank.

https://money-support.x.com/en/i/faq#fdic-insurance-and-sweep-program
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X Money is currently in a phased U.S. rollout to Premium and Premium+ subscribers. Hereโ€™s the direct path to get it, based on the official FAQ and the current rollout status as of July 27, 2026.

Requirements
U.S. resident, age 18+
Verified U.S. phone number
X account in good standing
Currently prioritized for (or limited to) active Premium or Premium+ subscribers in this phase
Willing to complete full KYC (legal name, Social Security Number, residential address, and possibly government ID + selfie)
X Payments LLC is not a bank. Deposit accounts are held at Cross River Bank (Member FDIC). The Cash Sweep Program can extend FDIC pass-through coverage up to $10 million across network banks (subject to the usual ownership-category and aggregation rules). Standard coverage without the sweep is $250,000.
How to get access right now
Confirm you have Premium or Premium+
If you donโ€™t, subscribe (web or app โ†’ Premium). Basic tier is not in the current wave.
Update the X app to the latest version.

Look for the Money tab / Wallet / Payments section
It appears in the navigation (sidebar on web, bottom or profile menu on mobile) once youโ€™re in the current cohort. Some users unlock it by receiving a small transfer from an existing X Money user.
Enroll when it appears
Open the Money tab
Accept the account opening documents
Submit legal name, SSN, DOB, phone, and residential address
Complete any additional identity verification if prompted
Set up a passkey (strongly recommended)
Once approved you get a virtual Visa card immediately. Physical metal card can be ordered from settings.

If you donโ€™t see it yet
The rollout is gradual โ€” more accounts are being enabled daily. Premium+ users generally get earlier access than regular Premium. Keep the app updated and check periodically. There is no public waitlist or manual request form; access is controlled by Xโ€™s rollout system.

Key practical notes
One person = one X Money account. You cannot open it on multiple X handles.
Joint accounts are not available yet.
Early direct deposit, the high APY, cashback, free ATM withdrawals, and the rest only activate after successful onboarding and funding.
Support is dedicated (not regular X support) once youโ€™re enrolled.

Official FAQ with full FDIC/sweep details and terms:
https://money-support.x.com/en/i/faq
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๐Ÿคฏ HUGE NEWS: BLACKROCK IS NOW OFFICIALLY SUPPORTING THE CLARITY ACT! ๐Ÿ‡บ๐Ÿ‡ธ

IS A BLACKROCK $XRP ETF JUST AROUND THE CORNER? AND/OR WILL THEY TOKENIZE ON THE XRPL? ๐Ÿ‘€

THE CLARITY ACT WILL OPEN THE INSTITUTIONAL FLOODGATES! ๐ŸŒŠ
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Kyle Dausman was just driving through Cherry Hills Village when officers pulled him over without warning. Officers thought he had a warrant attached to his vehicle. He didn't. They released him.

A few days later, he was pulled over again by one of the same Cherry Hills Village police officers. Same thing. The officer quickly recognized him and let him go.

He was pulled over because he passed a Flock automated license plate reader camera, which flagged his truck as associated with an active warrant, and alerted local police.

Both Dausman and Cherry Hills Village Police said he has no warrant.
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๐Ÿ‡ฌ๐Ÿ‡งHeaton Mount, part of the old University of Bradford campus in Bradford, England, is being converted into a community hub and mosque complex.

England might be cooked, tbh
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